Buying a house is a lot like having a baby.
1. When you first think about it, it's a little scary. It's a lot of commitment. A child is forever, and a house is almost that. 30 years? I can't even imagine.
2. When the timing is right, you just know. I've had lots of friends buy houses before me. I thought we might've (or should've) saved more money first before even looking, but May of this year was the time for us, so we took the leap and got pre-approved for a loan.
3. You'll never feel quite rich enough for one. I have yet to actually "save up" to have a baby. We had exactly what we needed to get a house, but no more. It's always worked out remarkably well, but I can't explain why or how.
4. You'll never have a perfect one, but you'll get the right one. I knew this before we started looking at houses. I don't know what I wanted, exactly, but I knew it when I saw it. It wasn't completely what I would've expected, but I love it. The same can be said of my children!
5. It'll probably cost more than you think. My doctor's bills are piling up as I write this. :) Houses in this area aren't cheap because the market didn't suffer as much as it did nationally. We found that we couldn't afford a regular stick-built home in our price range, but that's okay. Although our loan covers 100%, there were a couple of fees we had to cover out of pocket.
Earnest money: $500 (Goes to the realtor.)
Home inspection: $300
Appraiser: $465
6. It takes a stinking long time. When people tell you about the paperwork involved, they aren't kidding. I am one of those people who finds pregnancy to be insufferably long, especially in the last month...and week...and any day I go over my due date!
Our original closing date was set at June 26th, and I thought, "Okay, this is nice, but I bet it won't happen." It didn't. Neither did July 9th, 15th, or 17th. I came to realize that the 26th of June felt a lot like my 37th week in pregnancy. Sure, the baby is "full term", but nothing is going to happen. By the 17th, (3 weeks later), I started feeling like having a nervous breakdown. I felt exactly like I did when I reached my due date with Kenny but had no idea if he was ever going to be born.
We finally closed on Friday, 2 days after what I felt was the "due date".
7. It's a lot of work but completely worth it. The first month with a baby is the hardest for me, and I think my first month as a homeowner is just as hard. I have a lot of the same feelings: "Am I really ready for this? Will the work ever end? It is going to get easier?"
Even a week later, the answer is YES! My initial fears have calmed down a lot. I have a list of projects to do and a yard to think about now, but I love my home because it's my very own. Without further ado, here are some pictures of our place. (The same as FB, sorry!)
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living room |
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office (back of living room) |
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kitchen/dining |
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my silly boys |
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laundry |
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shelving in laundry |
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front view of the wilderness |
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boys' room |
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bath |
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spare/future girl's (or girls') room |
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master |
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master bath |
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front |
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back yard |
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pretty view out front |
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another nice view |
I love your insights. Buying a house is one of those don't-look-no-but-you're-a-grown-up moments filled with no turning back! and am I ready? Or so I suppose. Loved your analogy and that you finally have a home of your own: yea!
ReplyDeleteWe're pretty excited too. It's hard to believe that it's real.
DeleteCongrats!! I am so excited for you. Don't worry just like kids there will always be overwhelming times to homeownership, but the awesomeness totally outweighs the hard times. Good luck.
ReplyDeleteThanks! :)
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